APPROVED CARD REQUIREMENTS
  • Protected by Reg E and FDIC “Pass-Through” Insurance.
  • Full, clear fee schedule provided.
  • No overdraft (to extent possible technically) or overdraft fees
  • No fee to open a card or load pay; no monthly or annual fee
  • No fees or surcharges for in-network ATM withdrawals; access to in-network ATMs throughout San Francisco
  • Minimum of one teller transaction per pay period without fee.
  • No point of sale (POS) fee, including cash back
  • No declined transaction fee
  • No employer fee for enrollment/card kit/implementation
  • Free account information by text, automated phone (IVR), and online.
  • Free text/email alerts (for account balance, direct deposit information)
  • No unreasonable inactivity fees (min. 90 days before charged, no negative balances)
  • Minimum of two free phone call to live customer service agent per month
  • Direct deposit from multiple employers/portability
CARD COMPARISON

COMMUNITY FINANCIAL RESOURCES

Contact

US BANK

Contact
Employer Fees
FREE
FREE
In-network ATM Withdrawals
FREE
FREE
Point of Sale (Swipe) Fees
None
None
Declined Transaction Fees
None
None
ATM Balance Inquiry Fees
FREE at in-network ATM's
FREE at in-network ATM;
$1 outside network
Inactivity Fees
None
$2/mo after 90 days.
Live Customer Service Calls
3 FREE month then $3 each
FREE/unlimited
Online Bill Pay
FREE w/ Visa Billeo
FREE w/ Visa Billeo
Fund Transfers
FREE
FREE card-to-card account transfer.
ATM Network
US Bank, MoneyPass
US Bank, MoneyPass
Contact